Make More Than Your Sales Price With Owner Financing

Seller Financing Options With Helpful Homes

Would you like to make more money than selling your home for all cash? After a record-setting rise in housing prices in 2021 and predictions for a continued hot market throughout 2022, seller financing is a great way to sell your home fast and make more money than you would in an all-cash transaction. Have an existing mortgage that you want to get out from under? Helpful Homes can guide you through every step of a subject-to mortgage purchase agreement.

Helpful Homes is dedicated to providing support, assistance, and guidance for those in North Carolina and Florida who are seeking home-selling options. Our team of trusted and proven professionals has years of experience assisting homeowners who want to sell their homes for cash, get out from under their mortgage, and so much more.

What Is Seller Financing?

Seller financing – also known as purchase-money mortgages and owner financing – is a real estate lending transaction in which the property owner also serves as the mortgage lender. Unlike a traditional mortgage from a bank, credit union, or other financial institution with which the buyer pays back the bank over time via mortgage and interest payments, seller financing is an agreement between the buyer and seller.

Seller financing allows the buyer to pay the seller in installments and removes the need for a bank or financial institution to negotiate and manage the finance agreement.

Because you handle the mortgage process instead of the bank with seller financing, you’ll face less red tape that always comes with selling your home, and you’ll significantly improve your profit margins. 

With proven experience and fast solutions, Helpful Homes will walk you through every step of the seller financing process, eliminating the middleman and allowing you to own and oversee the debt and interest payments.  Plus, we purchase homes in any condition – no need to stage your home for showings, list on the market, or make costly renovations. Simply sell your house fair and fast.

Subject-to Mortgage Agreement

Do you have an existing mortgage that you want to get out from under? Are you ready to sell your home fast, without all the hassle, red tape, and loss of money that comes with dealing with a financial institution? Selling your home via a subject-to mortgage agreement may be the answer for you.

If you’re located in North Carolina or Florida, Helping Homes can take over your mortgage, including taxes, insurance, and mortgage payments.

Our team at Helpful Homes – including partnering with an attorney who specializes in subject-to mortgages and seller financing – will walk you through every step of the process. With a contract in place and the Helpful Homes team guiding you, a subject-to mortgage sale can be accomplished hassle-free, safely, and FAST.

Why Choose Seller-Financing With Helpful Homes?

Seller financing, subject-to mortgage, or a combination of the two is a quick and easy way to make more money than your original purchase price, get out from under your mortgage or both.

When you choose seller financing, you can:

  • Save money on closing costs
  • Enjoy freedom from property tax, insurance, and maintenance costs
  • Sell your home faster and as-is; no repairs or renovations are required
  • Increase your profit margins and capital gains tax savings over time
  • Have the option to sell the promissory note to an investor

Helpful Homes’ team of trusted professionals is here to assist you and support you. If you want to sell your home fast, make more money than your purchase price, or get out from under your mortgage, Helpful Homes is here to help. 

Are you located in North Carolina or Florida and ready to learn more about your seller financing and/or subject-to mortgage options? Fill out the form below and take the first step towards finding a solution that’s right for you.  We’re here to help.  Guaranteed.

Dedicated to the following cities in Florida: Ft. Lauderdale, Hollywood, Miami, Pembroke Pines, Port St. Lucie, Miami Gardens, and Tampa. 

Proudly serving the following cities in North Carolina: High Point, Kernersville, Lexington, Walkertown, Winston-Salem, King, Asheboro, and Charlotte.

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